Buying your first home is a huge step – financially and emotionally. The ups and downs in the real estate market and the country’s economy haven’t helped first time home buyers. There has been a lot of uncertainty in the world of real estate since the crash of 2008 but over the past year or so, things have really been picking up and home list prices are on the rise again.

Rising house prices and a number of government initiatives designed to stabilize the country’s housing market and help get first time homebuyers onto the property ladder makes now a good time to buy your first home. As a first time home buyer what are your options when it comes to loan programs? Read on to hear my take on what’s available.
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